Client Policy

Crop Insurance

Typically subsidized by the federal government, but not in the case of cannabis/hemp, specialty policies cover loss from natural disasters or loss of revenue from a decline in crop prices.

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Cultivators &
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Read our related blog post:

As of May 2020, 101 lawsuits seeking coverage from COVID-19 damages have been filed in federal court with that number expected to climb into the thousands, according to Claims Journal.  The 101 cases, which exclude suits filed in state courts, rally around determining whether COVID-19 should trigger business interruption coverage due to government mandated closures of businesses such as restaurants, beauty salons, daycares, and other storefronts. Richard Golomb, a partner with the Golomb & Honik law firm in Philadelphia, noted that insurance companies have been denying business interruption claims associated with COVID-19 as most policies do not explicitly cover viral pandemics. According to the American Property and Casualty Insurance Association, closures are costing businesses with less than 500 employees an estimated $393 billion to $668 billion per month. ... READ MORE ...