Cultivators and Growers
Typically subsidized by the federal government, but not in the case of cannabis/hemp, specialty policies cover loss from natural disasters or loss of revenue from a decline in crop prices.
Insurance that covers the loss of income that a business suffers after a disaster, typically carrying with Virus-Exclusion clauses but this is a widely debated topic in the midst of COVID-19.
Coverage for the risk of disasters or other covered perils to your business property and equipment such as inventory, fixtures and furniture, point of sale equipment or other items used.
Business Owners Policy
A business owners policy combines property and liability coverage into one package. It's popular among medium sized businesses such as retail stores, wholesalers and contractors.
Broad type of insurance policy that provides liability coverage for general business risks including personal injury, bodily injury, property damage caused by the business or its products.
Coverage for products that your company either manufactures or sells in the event of a product defect that causes injury or property damage where your business could be held liable.
Coverage of business property that is movable such as products, material and equipment while they are being transported on land by vehicles such as a truck or train.
Insurance providing wage replacement and medical benefits to employees injured during employment in exchange for the employee's right to sue his or her employer for negligence.