Client Policy

​General Liability

General Liability is a broad type of insurance policy that provides liability coverage for general business risks including personal injury, bodily injury, property damage caused by the business or its products.

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As of May 2020, 101 lawsuits seeking coverage from COVID-19 damages have been filed in federal court with that number expected to climb into the thousands, according to Claims Journal.  The 101 cases, which exclude suits filed in state courts, rally around determining whether COVID-19 should trigger business interruption coverage due to government mandated closures of businesses such as restaurants, beauty salons, daycares, and other storefronts. Richard Golomb, a partner with the Golomb & Honik law firm in Philadelphia, noted that insurance companies have been denying business interruption claims associated with COVID-19 as most policies do not explicitly cover viral pandemics. According to the American Property and Casualty Insurance Association, closures are costing businesses with less than 500 employees an estimated $393 billion to $668 billion per month. ... READ MORE ...