Client Industry

Product Manufacturers

The manufacturing of cannabis and hemp products, such as concentrates and edibles, can be a profitable yet risky business. Millers Insurance works hand in hand with manufacturers to understand each client’s unique risk profile and the insurance products that best address their business risks.

​Suggested policies for product manufacturers include: General Liability, Product Liability, Product Recall, Equipment Breakdown, Business Interruption, Commercial Property, Inland Marine, and Business Owners Policy. Read more about the policies below or contact us for a free consultation and quote!

General Liability

Broad type of insurance policy that provides liability coverage for general business risks including personal injury, bodily injury, property damage caused by the business or its products.

Product Liability

Coverage for products that your company either manufactures or sells in the event of a product defect that causes injury or property damage where your business could be held liable. 

Product Recall

Covers expenses such as shipping, disposal and customer notifications related to recalling a product from the market, typically purchased by food, beverage or toy manufacturer companies.

Equipment Breakdown

Provides coverage for the costs of replacing damaged or broken equipment after a covered incident such as a power surge, electrical shorts, mechanical breakdown or burnout. 

Business Interruption

Insurance that covers the loss of income that a business suffers after a disaster, typically carrying with Virus-Exclusion clauses but this is a widely debated topic in the midst of COVID-19.

Commercial Property 

Coverage for the risk of disasters or other covered perils to your business property and equipment such as inventory, fixtures and furniture, point of sale equipment or other items used. 

Inland Marine

Coverage of business property that is movable such as products, material and equipment while they are being transported on land by vehicles such as a truck or train.

Business Owners Policy

A business owners policy combines property and liability coverage into one package. It's popular among medium sized businesses such as retail stores, wholesalers and contractors.

Don't see the Policy you are looking for? We offer over 50 policies from 30 different carriers. If we can't find one for you, we can build a custom policy to suit your needs. 

As of May 2020, 101 lawsuits seeking coverage from COVID-19 damages have been filed in federal court with that number expected to climb into the thousands, according to Claims Journal. The 101 cases, which exclude suits filed in state courts, rally around determining whether COVID-19 should trigger business interruption coverage due to government mandated closures of businesses such as restaurants, beauty salons, daycares, and other storefronts... READ MORE